Yes! Kamina Finance is fully registered with the National Credit Regulator (NCR) under license number NCRCP19558. We comply with all South African lending laws to protect your rights.
Always check a lender’s NCR status to avoid scams.
Most applications are approved within 1 hour during business hours (Mon–Fri, 8AM–5PM). Funds are disbursed within 24 hours after approval.
For urgent payday loans: Same-day payout (if approved by 2PM).
You can borrow from R10,000 to R50,000,000 for personal loans, with repayment terms ranging from 3 to 60 months. Business loans go up to R500,000 with flexible terms. Use our loan calculator to estimate your repayments.
Key Info:
✔ Loan amount depends on your credit profile.
✔ Early repayments allowed (no penalties).
South African ID (or passport for non-citizens).
Latest 3 months’ payslips (or bank statements for self-employed).
Proof of residence (utility bill or lease agreement).
Bank account details (for payout).
Note: No paperwork needed for pre-approval!
We consider applications from all credit backgrounds. While low credit scores may affect your interest rate, we focus on current affordability.
Tips to improve chances:
✔ Provide accurate income proof.
✔ Apply for a smaller amount first.
Call: +27 (0) 703 782 094
WhatsApp: Click to Chat.
Email: info@kaminafinance.co.za.
Live Chat: Available on our website.
Operating Hours: Mon–Fri (8AM–5PM), Sat (9AM–1PM).
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